1. Orientation

Clarification of requirements & eligibility of co-borrower. Distribution of apllication forms.

II. Documentation

Screening of submitted documents.

III. Credit Check

Credit Investigation Officers will conduct CMAP and background checking within 24 hours. Once credit checking is complete, loan applicants will be notified if application has been approved.

IV. Open Account and Signing

The loan applicants will be required to open a chequing account and will sign their loan contract. Payment terms, monthly repayment obligations and payment procedure will be explained.

V. Loan Release

All approved loan applications will be released in full.