Tony Hedges


Tony has a long established background in business over the past 3 decades, within the UK, USA, Europe and Asia, working in retail, custom design, installation, property management and investment. Over the past 16 years, specialising in ‘mezzaine finance’ now being involved with a fast growing business of OFW loans was an opportunity too good to pass.

Ronalyn Nacion

Director of Operations

A graduate of Associate Computer Technology from the University of Cebu in 2003, BSc from University of Visayas and a BSc in Entrepreneurship from the Philippine Women’s University, Ronalyn has vast experience in the OFW lending industry having been employed in various roles from 2006 until 2013 with PJH Lending Corporation.

Ivy Fider


Graduated BSED from Olivarez College, Paranaque, Ivy has an extensive background in finance, accounting, as well education.

Resurreccion A. Caguioa Bsc. (Ching)

Bookkeeper/Finance Manager

A graduate at Batchelor of Science in Accounting from La Carlota City in Negros Occidental, where she won awards for ‘Outstanding Freshman’, ‘3 year Academic Scholar’ and was the editor for the school organ. Ching maintains our books and manages all aspects of Zazu’s finance department, performing the duties of cashier, bank monitoring, requisitions and liaising with both the BIR and our registered accountants and CPA.

Marilyn Cruz

Credit Analyst

Graduated at Univesidad de Manila BSED, majoring in Social Studies and has worked with Banco de Oro, Metro Bank, SM San Lazaro and PJH Lending Corporation.

Heidi Nones

Loan Collection Executive

Graduated BS Psychology from Universidad de Manila in 2007. Heidi has worked with Ideal Optical Supplies, International Management Services (Recruitment) and PJH lending Corporation.

Antony D. Dulay

Legal/Collections Officer

Antony graduated in 2009 as an Associate Computer technology from Interface Computer College in Caloocan. Working mainly in collections, he has been very useful having around to engage in IT issues as well.